body {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 9px;
	font-weight: normal;
	color: #000000;
	margin-top: 0px;
	margin-right: 0px;
	margin-bottom: 0px;
	margin-left: 0px;
	background-image: none;
	background-repeat: no-repeat;
	background-color: #FFFFFF;

}


#navlist {
	width: 135px;
}

#navlist ul {
	margin: 0; /*removes indent IE and Opera*/
	padding: 0; /*removes indent Mozilla and NN7*/
	list-style-type: none; /*turns off display of bullet*/
	font-family: Verdana, Arial, sans-serif;
	font-size: 10px;
}

#navlist li {
	margin: 0 0 0 0;
}

#navlist a {
	/*/*/display: block;
	padding: 2px 2px 2px 15px;
	border: none;
	width: 135px;
	background-color: none;
	background-image:  url(images/off.gif); /* */
}

#navlist a:link, #navlist a:visited {
	color: #000000;
	/*/*/color: #000000;
	text-decoration: none; /* */
}

#navlist a:hover {
	border: none;
	background-color: none;
	background-image:  url(images/on.gif);
	background-repeat: no-repeat;
	font-weight: bold;
	color: #224F7B;
}



#navlist a:link, #navlist a:visited {
	color: #000000;
	/*/*/color: #000000;
	text-decoration: none; /* */
}





#navlistexpert {
	width: 155px;
}

#navlistexpert ul {
	margin: 0; /*removes indent IE and Opera*/
	padding: 0; /*removes indent Mozilla and NN7*/
	list-style-type: none; /*turns off display of bullet*/
	font-family: Verdana, Arial, sans-serif;
	font-size: 10px;
}

#navlistexpert li {
	margin: 0 0 5px 0;
}

#navlistexpert a {
	/*/*/display: block;
	padding: 2px 2px 2px 15px;
	border: none;
	width: 155px;
	background-color: none;
	background-image:  url(images/off.gif); /* */
}

#navlistexpert a:link, #navlistexpert a:visited {
	color: #000000;
	color: #000000;
	text-decoration: none;
	font-weight: normal;
	font-family: Verdana, Arial, Helvetica, sans-serif, Avenir 35;
	font-style: normal;
	
}

#navlistexpert a:hover {
	border: none;
	background-color: none;
	background-image:  url(images/on.gif);
	background-repeat: no-repeat;
	font-weight: bold;
	color: #224F7B;
}

#navlistexpert a:link, #navlistexpert a:visited {
	color: #000000;
	/*/*/color: #000000;
	text-decoration: none; /* */
}

.tanback {
	background-image: url(Images/tan_back.gif);
	background-repeat: no-repeat;

}
.text {
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 11px;
	text-decoration: none;
}
.footer {
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 10px;
}

h2 {
	font-family: "Times New Roman", Times, serif;
	font-size: 16pt;
	font-weight: bold;
}
p {
	font-family: "Times New Roman", Times, serif;
	font-size: 12pt;
	font-style: normal;
	font-weight: normal;
}
h3 {
	font-family: Verdana, Arial, Helvetica, sans-serif, "Avenir 35";
	font-size: 9px;
	font-weight: normal;
}

.trTxt {
	font-family: "Times New Roman", Times, serif;
	font-size: 10pt;
	font-style: normal;
}